Welcome to your interactive journey through the helpful and knowledgeable world of Century 21 Real Estate LLC. Its a place where experience and expertise intersect with your real estate goals and dreams. Experience the Gold Standard along every step of your personal path home. Whether your a first time buyer or a seasoned veteran, its comforting to know that CENTURY 21 Properties Plus has been helping home buyers and sellers achieve their real estate dreams for over 35 years. And as soon as you are ready to get started with purchasing your new home. Just click the link below..
1. Have you built substantial equity in your current home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you’ve owned your home for five or more years, you may have significant, unrealized gains.
2. Has your income or financial situation improved? If you’re making more money, you may be able to afford higher mortgage payments and cover the costs of moving.
3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good. For example, you may have realized that you’d like to be closer to your job or live in a better school district.
4. Are there reasons why you can’t remodel or add on? Sometimes you can create a bigger home by adding a new room or building up. But if your property isn’t large enough, your municipality doesn’t allow it, or you’re simply not interested in remodeling, then moving to a bigger home may be your best option.
5. Are you comfortable moving in the current housing market? If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you’ll have more selection and better pricing as you seek your new home.
6. Are interest rates attractive? A low rate not only helps you buy a larger home, but also makes it easier to find a buyer.
As an independently owned and operated CENTURY 21 Real Estate LLC ® office, we are dedicated to providing you with service that is professional, courteous and responsive in helping you market yo ur property. To fulfill this commitment, we agree to provide you with the following services:
1. Dedicate ourselves to making the process of selling your home as easy and successful as possible.
2. Respect you and your needs and be honest and forthright, in accordance with Fair Housing regulations and ethical real estate practices.
3. Hold your best interests in the highest regard throughout the process.
4. Value and respect your time, being as efficient and effective as possible.
5. Endeavor to always understand your needs and respond quickly.
6. Provide regular progress reports throughout the process, and discuss comments received about your property with you.
7. Explain each step of the process and act as a guide to help you make informed decisions.
8. Make recommendations to enhance the marketability of your property.
9. Utilize a written Competitive Market Analysis and local market information to help you set an appropriate listing price to sell your home and receive the value you deserve.
10. Introduce you to other professionals (mortgage lenders, title agents, etc.) for information or assistance as appropriate.
11. Develop, present and agree upon a Customized Marketing Plan that will detail specific promotional efforts to help best market your property.
12. Place the internationally recognized CENTURY 21 Real Estate LLC yard sign on your property, with your permission and subject to local ordinances.
13. Post your property on c21.com, a site which receives millions of visitors each month.
14. Promote your property to potential buyers.
15. Utilize the CENTURY 21 System’s vast online resources to expose your property to potential buyers around the world.
16. Utilize the CENTURY 21 System to help you obtain the results you deserve, including leveraging our network of more than 7,000 offices worldwide.
17. Submit to you all written offers, assist with negotiations, and provide an estimate of your net sales proceeds, so you understand these implications prior to the acceptance or rejection of any offer.
18. Upon acceptance of an offer by you, pre-settlement (escrow) activities throughout the closing process will be monitored as permitted by law or local practice.
19. Assist you in finding your next home, or offer to refer you to another CENTURY 21 office in another location.
20. Use the full breadth of our collective experience, knowledge, tools and the most up-to-date training to best serve you.
If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it.
1. Consider loan modification first. If you are thinking of selling your home because of financial difficulties and you anticipate a short sale, first contact your lender to see if it has any programs to help you stay in your home. Your lender may agree to a modification such as: Refinancing your loan at a lower interest rate; providing a different payment plan to help you get caught up; or providing a forbearance period if your situation is temporary. When a loan modification still isn’t enough to relieve your financial problems, a short sale could be your best option if:
2. Hire a qualified team. The first step to a short sale is to hire a qualified real estate professional and a real estate attorney who specialize in short sales. Interview at least three candidates for each and look for prior short-sale experience. Short sales have proliferated only in the last few years, so it may be hard to find practitioners who have closed a lot of short sales. You want to work with those who demonstrate a thorough working knowledge of the short-sale process and who won't try to take advantage of your situation or pressure you to do something that isn't in your best interest. A qualified real estate professional can:
3. Begin gathering documentation before any offers come in. Your lender will give you a list of documents it requires to consider a short sale. The short-sale “package” that accompanies any offer typically must include:
4. Prepare buyers for a lengthy waiting period. Even if you're well organized and have all the documents in place, be prepared for a long process. Waiting for your lender’s review of the short-sale package can take several weeks to months. Some experts say:
When the bank does respond, it can approve the short sale, make a counteroffer, or deny the short sale. The last two actions can lengthen the process or put you back at square one. (Your real estate attorney and real estate professional, with your authorization, can work your lender’s loss mitigation department on your behalf to prepare the proper documentation and speed the process along.)
5. Don't expect a short sale to solve your financial problems. Even if your lender does approve the short sale, it may not be the end of all your financial woes. Here are some things to keep in mind:
1. Price it right. Set a price at the lower end of your property’s realistic price range.
2. Prepare for visitors. Get your house market ready at least two weeks before you begin showing it.
3. Be flexible about showings. It’s often disruptive to have a house ready to show at the spur of the moment. But the more amenable you can be about letting people see your home, the sooner you’ll find a buyer.
4. Anticipate the offers. Decide in advance what price and terms you’ll find acceptable.
5. Don’t refuse to drop the price. If your home has been on the market for more than 30 days without an offer, you should be prepared to at least consider lowering your asking price.
Owner’s manuals and warranties for appliances left in the house.
Garage door opener.
Extra sets of house keys.
A list of local service providers — the best dry cleaner, yard service, plumber, etc.
Code to the security alarm and phone number of the monitoring service if not discontinued.
As a courtesy, you could provide numbers to the local utility companies.
If it’s a condo, leave information on how to contact the condo board.
Provide the post office with your forwarding address two to four weeks ahead of the move.
Notify your credit card companies, magazine subscriptions, and bank of your change of address.
Create a list of friends, relatives, and business colleagues who need to be notified about your move.
Arrange to disconnect utilities and have them connected at your new home.
Cancel the newspaper, or change the address so it will arrive at your new home.
Check insurance coverage for the items you’re moving. Usually movers only cover what they pack.
Clean out appliances and prepare them for moving, if applicable.
Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.
Check with your condo or co-op about any restrictions on using the elevator or particular exits for moving.
Have a “first open” box with the things you’ll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.
Plus, if you’re moving out of town, be sure to:
Get copies of medical and dental records and prescriptions for your family and your pets.
Get copies of children’s school records for transfer.
Ask friends for introductions to anyone they know in your new neighborhood.
Consider special car needs for pets when traveling.
Let a friend or relative know your route.
Empty your safety deposit box.
Put plants in boxes with holes for air circulation if you’re moving in cold weather.
An experienced CENTURY 21 Properties Plus agent will determine the value of your home, where to price it to get it sold and handle everything from contract to closing.
An experienced CENTURY 21 Properties Plus agent can help you to find the right home, determine how much home you can afford and handle the contract for you.
Whether you are currently renting or you are looking to have your rental properties managed. Our Property Management services handle everything!
Looking for a Real Estate agent? We have the best of the best in the Lowcountry. Our agents service all areas of the Charleston, SC area and are ready to assist you.
Whether you just received orders to move to Charleston, SC or you are considering moving closer to your family, we can help!
We strive to make a difference in our community, by supporting local business, events and the people of the Lowcountry and invite you to join us.
"I never founded a company to be the biggest organization in town. I simply wanted to provide residents with a higher caliber of real estate company!" -Tim Rash, Owner
"CENTURY 21 Properties Plus provides all the tools and systems that I need to be productive and to provide great service to my clients. Want to be successful in the market? Ask me how!"- Ron Henderson, REALTOR
"I strive to offer nothing but the very best for my buyers and sellers and CENTURY 21 Properties Plus enables me to do just that! Offering me a great business model which has proven to provide more success to myself and my clients!" - Kimberly Lease, REALTOR